Debt collection documents are used to legally collect a debt from a debtor. These documents can include a demand letter, a summons and complaint, a judgment, a wage garnishment, a lien, and a repossession notice. The demand letter is used to inform the debtor of the debt and demand payment. The summons and complaint are used to initiate a lawsuit against the debtor. The judgment is the court's ruling in the lawsuit. A wage garnishment is a court order to withhold a portion of the debtor's wages to pay the debt. A lien is a legal claim against the debtor's property. A repossession notice is used to inform the debtor that their property will be repossessed if the debt is not paid.
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