Loan Agreement

About this category:

A Loan Agreement is a legally binding document that outlines the terms and conditions of a loan between a lender and a borrower.

Templates in this category:

Officer's Certificate: Lending

This legal template focuses on an officer's certification related to lending activities, ensuring compliance with regulations and verifying the accuracy of information provided by the lending institution.

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Drawdown Equity Financing Agreement (Genie AI)

This legal template is for a Drawdown Equity Financing Agreement specific to Genie AI, adhering to the laws of the USA. It likely includes provisions regarding the investment process, funding drawdown, equity allocation, and other related terms and conditions.

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2

Project Loan Agreement (Genie AI)

This legal template is likely a project loan agreement created by Genie AI. It would outline the terms and conditions surrounding a loan provided for a specific project, including repayment terms, interest rates, and project-specific details.

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4

Subservicing Agreement (Genie AI)

The Subservicing Agreement (Genie AI) is a legal template that outlines the terms and conditions between two parties involved in the subservicing of a specific service or product powered by Genie AI technology. It covers aspects like responsibilities, obligations, payment terms, confidentiality, intellectual property rights, and dispute resolution.

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Fixed Rate Note (Genie AI)

This legal template is designed to outline the terms and conditions of a fixed-rate note agreement under USA law, providing a comprehensive framework for borrowers and lenders to facilitate a loan transaction with predetermined interest rates and repayment schedules.

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3

Syndicated Facility Agreement (Genie AI)

The Syndicated Facility Agreement (Genie AI) is a legal template that outlines the terms and conditions for a syndicated loan provided by multiple lenders to a borrower. The agreement covers key details such as loan amount, repayment terms, interest rates, and rights and obligations of all parties involved.

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Deferred Payment Agreement (Genie AI)

A legal template outlining the terms and conditions of a deferred payment agreement, specifically designed for use under USA law, developed by Genie AI. The template specifies the agreed-upon payment terms, obligations, and consequences for defaulting on payments.

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Loan Contract Amendment

This legal template is designed for modifying or amending an existing loan contract under the jurisdiction of United States law. It provides a standardized format for making changes to the terms and conditions of the loan agreement.

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Note Modification Agreement (Genie AI)

This legal template is a document that outlines the process and terms for modifying a promissory note under USA law. It is generated using Genie AI technology, ensuring accuracy and compliance with applicable regulations.

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ESOP Loan Agreement (Genie AI)

This legal template is designed to outline the terms and conditions of an Employee Stock Ownership Plan (ESOP) loan under USA law, providing a legal agreement to govern the specifics of the loan arrangement with Genie AI.

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Solvency Certificate: Lending

This legal template entails a solvency certificate specifically designed for lending purposes. It includes the borrower's financial information to certify their ability to repay the loan, thus allowing lenders to assess the borrower's creditworthiness.

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5

Stand-Alone Convertible Note (Seed-Stage Startup)

This legal template is likely a document outlining the terms and conditions for a convertible note agreement specifically designed for seed-stage startups. It provides a framework for startups to raise capital from investors, with the note converting into equity at a later stage.

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Loan Contract (Bilateral Loan)

This legal template is designed to outline the terms and conditions of a bilateral loan agreement under USA law. It will specify the obligations, rights, and repayment terms between the lender and borrower, ensuring legal compliance and protection for both parties involved in the loan transaction.

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Promissory Note (Commercial Property Loan) (Lender-friendly) (Texas)

This legal template likely entails a standardized contract between a lender and borrower, specifically for a commercial property loan in Texas. Being "lender-friendly" implies it may contain terms and conditions favoring the lender's interests while providing a legally binding agreement for the borrower to repay the loan amount.

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Loan Program Agreement (Genie AI)

This legal template outlines the terms and conditions for a loan program agreement developed by Genie AI, a company operating under USA law. It provides a framework for lenders and borrowers to establish a formal agreement regarding loan terms, repayment schedules, and other essential provisions.

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Short Term Loan Agreement (Genie AI)

The Short Term Loan Agreement (Genie AI) is a legal template that outlines the terms and conditions between a lender and borrower for a short-term loan. It covers important aspects such as loan amount, interest rates, repayment terms, and consequences of default.

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Loan Conversion Agreement (Genie AI)

This legal template outlines the terms and conditions for converting a loan agreement under USA law. It covers the process and requirements for converting loan terms such as interest rates, repayment schedules, and other key elements related to loan conversion.

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Invoice Discounting Agreement (Genie AI)

The legal template is an Invoice Discounting Agreement tailored for use in the United States. It is designed to outline the terms and conditions for the discounting of invoices, allowing businesses to obtain funds in advance based on the value of their outstanding invoices.

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Gap Promissory Note (Lender-friendly) (New York)

This legal template is a promissory note that is lender-friendly, specifically designed for the state of New York. It is a document outlining the terms and conditions of a loan agreement between a lender and a borrower, providing security to the lender in case of default.

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Financing Agreement (Genie AI)

This legal template could be about a financing agreement under USA law, which is specifically tailored to meet the requirements and regulations of financing transactions. It may cover aspects such as loan terms, repayment terms, interest rates, collateral, and other important clauses involved in the financing arrangement.

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Receivables Financing Agreement (Genie AI)

The "Receivables Financing Agreement (Genie AI) under USA law" is a legal template that outlines the terms and conditions for financing the sale of receivables using artificial intelligence technology. The agreement is specifically designed to be compliant with USA laws and regulations surrounding receivables financing.

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Subordinate Loan Agreement (Genie AI)

The Subordinate Loan Agreement (Genie AI) is a legal template that outlines the terms and conditions of a subordinate loan, where one lender agrees to lend money to a borrower on a secondary basis, meaning the loan will have a lower priority than other loans in the event of default or insolvency.

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4

Promissory Note (Commercial Property Loan) (Lender-friendly) (Without Loan Contract) (New York)

This legal template is a lender-friendly promissory note specifically designed for commercial property loans in New York. It does not include a separate loan contract.

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Murabaha Facility Agreement (Genie AI)

This legal template could be a standardized agreement for a Murabaha Facility, a type of Islamic financing, under USA law. It likely outlines the terms and conditions of the financing arrangement, including the sale of goods at cost plus profit and the repayment structure.

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Intercreditor Deed (Genie AI)

This legal template refers to an Intercreditor Deed under USA law, which outlines the agreement and priority of rights between different creditors in cases of liquidation, bankruptcy, or default. It addresses the distribution of proceeds among creditors and sets the terms for cooperation and coordination between them.

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Loan Participation Agreement (Genie AI)

This legal template pertains to a Loan Participation Agreement, a contract that outlines the terms and conditions for multiple lenders to jointly finance a loan. It is designed to be applicable in the United States, governed by its laws.

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Amended and Restated Mortgage, Assignment of Leases and Rents, Security Contract, Financing Statement, and Fixture Filing (Lender-friendly Simple) (Florida)

This legal template is about the amendment and restatement of a mortgage, the assignment of leases and rents, a security contract, a financing statement, and a fixture filing. It is designed to be lender-friendly and is applicable in the state of Florida under USA law.

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Loan Restructuring Agreement (Genie AI)

The Loan Restructuring Agreement (Genie AI) under USA law is a legal template designed to assist individuals or businesses in restructuring their loans. It provides a framework for modifying the terms and conditions of a loan agreement, including interest rates, repayment schedules, and collateral arrangements, in compliance with the laws and regulations of the United States.

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Equipment Loaner Agreement (Genie AI)

This legal template aims to outline the terms and conditions for loaning equipment, focusing on Genie AI technology, under the jurisdiction of USA law. It includes provisions regarding ownership, liability, usage restrictions, and return conditions.

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Supplemental Loan Agreement (Genie AI)

The Supplemental Loan Agreement (Genie AI) template is a legal document that outlines the terms and conditions for an additional loan agreement to be made between parties, with the assistance of Genie AI technology. It provides a framework for addressing loan modifications, repayment schedules, and any other necessary modifications to the original loan agreement.

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Loan Contract: Amendment and Restatement Contract

This legal template likely pertains to modifying and updating the terms of a loan agreement under the jurisdiction of US law. It may include provisions related to amendments, refinancing, and reissuing of the loan contract.

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Convertible Debenture Agreement (Genie AI)

This legal template is designed for creating a Convertible Debenture Agreement under USA law. It provides a framework for the terms and conditions of a convertible debenture, including conversion rights, interest rates, and repayment terms.

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Modification Of Loan Agreement (Genie AI)

This legal template is designed to facilitate the modification of a loan agreement through the use of AI technology provided by Genie AI. It offers an efficient and accurate way to update loan terms, conditions, or repayment schedules in a legally compliant manner.

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Power of Attorney (To Sign Loan Documents at Closing)

This legal template provides a means for granting someone the authority to sign loan documents on behalf of an individual at the closing of a loan.

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Financial Aid Consortium Agreement (Genie AI)

This legal template likely focuses on an agreement between multiple financial aid organizations or institutions, regulated by USA law. It could outline the terms and conditions regarding collaboration, resource sharing, funding distribution, or other related matters to enhance the effectiveness and efficiency of financial aid programs.

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Lender Participation Agreement (Genie AI)

A Lender Participation Agreement is a legal template that outlines the terms and conditions for lenders to participate in a loan agreement facilitated by Genie AI, a technology-based financial service provider. This agreement is governed by USA laws to ensure compliance and protect the rights and interests of all parties involved.

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Guarantee And Collateral Agreement (Genie AI)

This legal template could be a document outlining the terms and conditions of a guarantee and collateral agreement between parties, possibly involving the use of artificial intelligence technology provided by Genie AI.

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Letter Loan Agreement (Genie AI)

This legal template is a letter for a loan agreement, specifically designed to be used under USA law. It likely includes terms and conditions related to the loan, repayment schedule, interest rate, and any other relevant details.

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Intercompany Loan Agreement (Genie AI)

This legal template focuses on an Intercompany Loan Agreement that complies with USA law. It likely provides a comprehensive framework for documenting loans between different entities within the same corporate group, addressing pertinent terms and conditions for repayment, interest rates, and other applicable legal provisions.

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Subordinated Note (Genie AI)

This legal template is likely about a subordinated note, a contractual agreement where one party lends money to another party under specific terms and conditions, to be repaid after other senior debts have been cleared. The Genie AI aspect suggests that this template is generated or assisted by an artificial intelligence tool named Genie.

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Side Letter: Convertible Note Financing (Seed-Stage Startup)

This legal template is a side letter that discusses convertible note financing for a seed-stage startup company. It aims to outline the terms and conditions of the convertible note agreement between the company and an investor.

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Convertible Note Purchase Contract with Short-Form Note (Seed-Stage Startup)

This legal template provides a contract for purchasing a convertible note with a short-form note, specifically designed for seed-stage startups operating under USA law.

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Note: Revolving Credit Loan

This legal template could be a document that outlines the terms and conditions of a revolving credit loan under USA law. It may specify the borrower's obligations, payment terms, interest rates, and other relevant provisions governing the loan agreement.

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Loan Contract Amendment (PPP Loans)

This legal template likely deals with modifying or altering the terms of a loan contract specifically related to Paycheck Protection Program (PPP) loans under the jurisdiction of USA law. It may include provisions addressing changes in interest rates, repayment terms, or other conditions related to these loans.

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Mortgage Modification Agreement (Genie AI)

This legal template is likely a document outlining the agreed-upon changes to the terms and conditions of a mortgage loan. It may include adjustments to interest rates, monthly payment amounts, repayment terms, or other aspects related to the loan.

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Letter Of Credit Facility (Genie AI)

This legal template is a Letter of Credit Facility agreement governed by U.S. law. It outlines the terms and conditions for a financial arrangement where the issuer (often a bank) agrees to provide credit to the beneficiary upon receipt of specified documents, ensuring payment security.

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Convertible Note Financing (Seed-Stage Startup) Term Sheet

This legal template outlines the terms and conditions for convertible note financing for a startup company in the seed stage. It is in accordance with the laws of the United States of America.

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Term Loan Agreement (Genie AI)

The Term Loan Agreement (Genie AI) is a legal template that outlines the terms and conditions between a lender and borrower for a specific period of time. It may cover loan amount, interest rates, repayment terms, and other provisions related to the loan transaction.

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Loan Contract Waiver and Consent (PPP Loans)

This legal template likely pertains to a loan contract waiver and consent specific to the Paycheck Protection Program (PPP) Loans under the laws of the United States. It likely covers the terms and conditions related to the waiver and consent of the involved parties with regard to PPP loans.

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Contract sub-type

Waiver

Use this template

Plan Loan Policy 401k

This legal template outlines the policy and guidelines for offering loans to employees through their 401(k) retirement plans. It covers eligibility criteria, loan amounts, repayment terms, interest rates, and any associated fees or penalties.

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Letter Of Credit Facility Agreement (Genie AI)

This legal template is a Letter of Credit Facility Agreement specifically designed for use under USA law. It outlines the terms and conditions for providing credit facilities through a letter of credit arrangement.

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Secured Credit Agreement (Genie AI)

The Secured Credit Agreement template created by Genie AI is a legal document that outlines the terms and conditions of a loan or credit facility wherein the borrower pledges collateral as security. This agreement aims to protect both the lender and borrower by establishing the rights and obligations of each party involved in the transaction.

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Master Loan Agreement (Genie AI)

This legal template is a pre-established agreement between a lender and borrower in the United States, specifically tailored to be used with Genie AI technology. It outlines the terms and conditions of a loan relationship, providing a solid foundation to ensure both parties are legally protected.

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Assignment & Assumption: Multiple Assignments of Loans

This legal template likely relates to the assignment and assumption of multiple loans under the jurisdiction of the United States, outlining the process by which the rights and responsibilities of these loans are transferred from one party to another.

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Revolving Credit Agreement (Genie AI)

The Revolving Credit Agreement (Genie AI) is a legal template that outlines the terms and conditions between a lender and a borrower for a revolving line of credit. It covers details such as loan amounts, interest rates, repayment terms, and other provisions specific to the agreement.

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Senior Subordinated Note (Genie AI)

This legal template likely refers to a contract outlining the terms and conditions of a senior subordinated note issued by Genie AI. It could specify the repayment terms, interest rate, maturity date, and the priority of repayment in case of default or bankruptcy.

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Third-Party Legal Opinion For Secured Loans (Bilateral Transactions)

This legal template provides a third-party opinion regarding the validity and enforceability of a secured loan in bilateral transactions, ensuring that key legal requirements are met and providing guidance to involved parties.

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Convertible Loan Agreement (Genie AI)

This legal template is a document that outlines the terms and conditions of a convertible loan agreement, specifically tailored for the use of Genie AI under USA law. It covers the specifics of the loan agreement, including conversion terms, repayment conditions, and other relevant clauses for both parties involved.

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Pledge And Security Agreement (Genie AI)

This legal template could be a document outlining the terms and conditions surrounding the pledge and security agreement for the use of Genie AI's services. It would address the obligations, rights, and liabilities of the parties involved in the agreement.

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Patent Security Contract (Simple)

The Patent Security Contract (Simple) is a legal template designed to outline the terms and conditions for securing a patent. It ensures that both parties agree on the use, protection, and enforcement of the patent, as well as the obligations and rights associated with it.

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Minutes of Board of Directors (Lending): Parent Guarantor (Corporation)

This legal template is a record of the proceedings and decisions made during a meeting of the Board of Directors of a corporation engaged in lending activities. Specifically, it includes discussions related to a parent guarantor, detailing the corporation's obligations, terms, and agreements with regard to guaranteeing loans.

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Senior Credit Agreement (Genie AI)

The Senior Credit Agreement (Genie AI) is a legal template that outlines the terms and conditions related to a financial agreement between a borrower and lender. It covers provisions regarding the seniority of the loan, repayment terms, interest rates, collateral, and other important details.

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Loan Purchase Agreement (Genie AI)

This legal template outlines the terms and conditions for the purchase of a loan under USA law. It covers important aspects such as payment obligations, transfer of rights, warranties, and dispute resolution.

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Minutes of Board of Managers (Lending): Parent Guarantor (LLC)

This legal template is likely a document summarizing the discussions and decisions made during a board of managers meeting related to lending activities. It specifically focuses on the involvement of a parent guarantor, which is an LLC acting as a financial guarantor for a loan or debt.

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Loan Purchase And Sale Agreement (Genie AI)

This legal template is a loan purchase and sale agreement, tailored for use in the United States under USA law. It outlines the terms and conditions for the purchase and sale of loans, providing legal protection and ensuring compliance with relevant regulations.

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Rate Lock Agreement (Genie AI)

This legal template could be a formal agreement between a party that provides a mortgage or loan and the borrower, ensuring that the interest rate remains fixed for a specific period of time. It would outline any terms and conditions related to the rate lock and would be under the jurisdiction of USA law.

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Loan Commitment Agreement (Genie AI)

This legal template is a Loan Commitment Agreement under USA law, created using AI technology called Genie. It likely outlines the terms and conditions between a lender and a borrower, specifying the commitment to provide a loan and the obligations of both parties.

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Term Loan Facility Agreement (Genie AI)

The Term Loan Facility Agreement (Genie AI) is a legal template that outlines the terms and conditions for a loan facility that includes a fixed repayment period and interest rate. It serves as a formal agreement between the lender and borrower, specifying the rights and obligations of both parties.

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Secured Note Purchase Agreement (Genie AI)

The Secured Note Purchase Agreement (Genie AI) is a legal template that outlines the terms and conditions for the purchase of secured notes. It includes provisions for payment, default, collateral, and other important clauses to protect the interests of both the buyer and seller.

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Loan Extension Agreement (Genie AI)

This legal template is a Loan Extension Agreement drafted under USA law. It can be used to document the extension of a loan term, outlining the revised terms and conditions agreed upon by both the lender and the borrower.

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Assignment & Assumption: Single Assignment of Loans

This legal template could be about a document that outlines the assignment and assumption of loans under the laws of the United States. It likely provides a clear and formal process for the transfer of loan obligations from one party to another, ensuring compliance with relevant legal requirements.

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Loan Facility Agreement (Genie AI)

This legal template is a Loan Facility Agreement created by Genie AI, tailored to comply with USA law. It provides a framework for formalizing a lending arrangement between a lender and borrower, outlining terms and conditions of the loan, repayment terms, interest rates, and other relevant provisions.

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Request for Waiver and Consent (Loan Contract)

This legal template is a formal request made by a party involved in a loan contract seeking permission to waive certain terms or conditions outlined in the contract and obtain consent from the other party.

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Share Lending Agreement (Genie AI)

The Share Lending Agreement (Genie AI) is a legal template that outlines the terms and conditions for borrowing and lending shares between parties, using artificial intelligence technology provided by Genie AI. It covers important aspects such as the duration of the loan, terms of repayment, and rights and obligations of the parties involved.

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Note: Swingline Loan

This legal template could outline the terms and conditions for a Swingline Loan, which is a short-term credit facility provided under USA law. It may include details such as the loan amount, interest rate, repayment terms, and other relevant provisions.

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Written Consent of General Partner (Lending): Omnibus Subsidiary Guarantor (Limited Partnership)

This legal template is likely a document that grants written consent to a general partner to lend money to an omnibus subsidiary guarantor, which is a limited partnership. The template outlines the terms and conditions of the lending agreement between the parties involved.

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Syndicated Loan, Senior Secured Credit Facilities Term Sheet

This legal template is a document outlining the terms and conditions for a syndicated loan, specifically senior secured credit facilities. It provides an overview of the loan structure, facility amount, interest rates, collateral, covenants, and other key aspects of the agreement.

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Loan Termination Agreement (Genie AI)

This legal template likely outlines the terms and conditions for terminating a loan agreement, specifically under USA law. It can guide parties involved in the loan agreement in complying with legal requirements to terminate the loan properly.

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Mortgage Loan Term Sheet (Borrower-friendly)

This legal template provides a borrower-friendly mortgage loan term sheet, outlining the key terms and conditions for a mortgage loan agreement. It encompasses important details such as loan amount, interest rate, repayment terms, and other borrower-friendly provisions to facilitate a fair and transparent loan agreement process.

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Forbearance Contract (Commercial Property Loan) (Pre-Workout) (Illinois)

This legal template is a forbearance contract specific to a commercial property loan in Illinois under USA law. It outlines the terms and conditions agreed upon between the lender and borrower before any workout or restructuring of the loan takes place.

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Promissory Note: Line of Credit

This legal template is likely about creating a promissory note agreement for a line of credit, outlining the terms and conditions of borrowing and repayment between a lender and borrower.

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Repayment Agreement (Genie AI)

The Repayment Agreement template offered by Genie AI provides a legally binding contract outlining the terms and conditions for repayment of a debt. It includes details such as the parties involved, amount owed, repayment schedule, and any applicable interest rates or penalties, ensuring clear and fair repayment arrangements for both parties.

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Unsecured Credit Agreement (Genie AI)

This legal template is likely a form or contract that outlines the terms and conditions for an unsecured credit agreement between a lender and a borrower, with the assistance of Genie AI technology.

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Mortgage Loan Term Sheet (Floating Rate) (Lender-friendly)

This legal template outlines the key terms and conditions for a mortgage loan with a floating interest rate. It is designed to protect and favor the lender's interests in the transaction.

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Intercompany Revolving Loan Agreement (Genie AI)

This legal template provides a framework for an agreement between two affiliated companies within the United States, allowing for the provision of a revolving loan facility between them.

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Form Of Convertible Note (Genie AI)

This legal template is likely to be a standardized form for a convertible note agreement, specifically designed for Genie AI. It would outline the terms and conditions for investing in Genie AI, including the conversion of debt into equity shares at a later stage.

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Subordinated Convertible Note (Genie AI)

This legal template is likely a document that outlines the terms and conditions of a subordinated convertible note, specifically related to Genie AI. It could include information about the conversion terms, maturity date, interest rate, and other important provisions for investors and the company.

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Revolving Line Of Credit Note (Genie AI)

This legal template likely pertains to a written agreement between a lender and a borrower, specifying the terms and conditions for a revolving line of credit. The document could outline the maximum credit limit, interest rates, repayment terms, and other relevant details related to borrowing and repaying funds. The mention of "Genie AI" implies that this template may have been generated or tailored using artificial intelligence technology.

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Loan Indemnification Agreement (Genie AI)

The Loan Indemnification Agreement is a legal template under USA law that outlines the terms and conditions of indemnification for a loan, ensuring that the lender is protected from any financial loss or liability that may arise from the borrower's actions or failure to fulfill the loan obligations. This template assists in defining the responsibilities and obligations of both parties involved in the loan agreement.

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Debt Agreement (Genie AI)

This legal template is a Debt Agreement designed specifically under USA law, providing a standardized and comprehensive framework for parties to resolve debt-related matters and establish mutually agreed-upon terms.

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Commitment Letter: Lending (Syndicated Loan)

This legal template could be a document outlining the commitment of a lender or a group of lenders to provide a syndicated loan under the jurisdiction of the USA. It would detail the terms, conditions, and obligations of the lending agreement.

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Loan Modification Contract (Commercial Property Loan) (Lender-friendly) (California)

This legal template is a contract specific to California under USA law, designed to facilitate loan modifications for commercial property loans. It is tailored to favor lenders by establishing terms and conditions that safeguard their interests during the loan modification process.

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Secured Convertible Promissory Note (Genie AI)

This legal template could be a document outlining the terms and conditions of a secured convertible promissory note specific to the operations and requirements of Genie AI, a company or entity. It would provide details on the loan amount, interest rate, conversion terms, collateral, repayment terms, and other relevant provisions regarding the loan agreement.

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Loan Guaranty (Genie AI)

This legal template entails a Loan Guaranty agreement created under USA law. It likely includes the terms and conditions for a third-party, known as a guarantor or surety, who agrees to assume responsibility for a loan, should the borrower default. The template is specifically tailored for use with Genie AI technology.

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Loan Assumption Agreement (Genie AI)

This legal template is related to a Loan Assumption Agreement under USA law. It likely covers the transfer of responsibility for a loan from one party to another, outlining the terms and conditions for the assumption of the loan obligations.

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In-House Counsel Legal Opinion For Loan Transactions (Bilateral Transactions)

This legal template provides an opinion from an in-house counsel on loan transactions, specifically focusing on bilateral transactions. It may cover various legal aspects such as the validity and enforceability of the loan agreement, compliance with regulations, and potential risks or issues involved in the transaction.

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Subordinated Loan Agreement (Genie AI)

This legal template could be about an agreement between a lender and borrower, where the lender agrees to be subordinated to other creditors in case of default. It may include terms related to the priority of repayment and the subordinate position of the loan. (267 characters)

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Third-Party Legal Opinion For Unsecured Loans (Bilateral Transactions)

This legal template provides a third-party legal opinion for unsecured loans in bilateral transactions. It outlines the legal position and potential risks associated with lending and borrowing money without collateral, offering legal protection and guidance to parties involved in the loan agreement.

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Loan Modification Contract (Commercial Property Loan) (Lender-friendly) (Illinois)

This legal template is a loan modification contract specifically designed for commercial property loans in the state of Illinois, ensuring it complies with USA law. It is drafted with a focus on protecting the interests of the lender.

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Loan Amendment (Genie AI)

This legal template could be a document used to amend the terms and conditions of a loan agreement, specifically under USA law, with the assistance of Genie AI.

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