Unavailability of COBRA Coverage Notice

The legal template titled "Unavailability of COBRA Coverage Notice" is a document that serves as a notice to employees or beneficiaries who are not eligible or entitled to continue their medical insurance coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) regulations. COBRA provides certain employees, their spouses, and dependents with the opportunity to extend their health insurance coverage at their own expense after experiencing a qualifying event, such as job loss or divorce. However, there are circumstances when individuals may be ineligible for COBRA coverage based on specific reasons outlined within the law. This legal template clarifies the unavailability of COBRA coverage, explaining the rationale behind the determination and informing the employee or beneficiary of alternative health insurance options they may consider pursuing. It ensures that the employer or plan administrator fulfills their legal obligations to notify individuals when they are not entitled to continue their health insurance coverage under COBRA.