Financial planning documents are legal documents that are used to help individuals and businesses plan for their financial future. These documents can include wills, trusts, estate plans, investment plans, retirement plans, and insurance policies. They are used to help individuals and businesses plan for their financial future by setting goals, creating budgets, and making decisions about investments, taxes, and other financial matters. Financial planning documents can also help protect assets and provide for the future of family members.
This notice satisfies ERISA requirements for the initial and annual notice to participants in a defined contribution retirement plan with an automatic contribution arrangement.
This document provides participants with important details of their 401(k) plan loans and should be used in conjunction with other documents.
This template notice informs defined benefit plan participants of limitations on certain forms of benefit payments and accruals if the plan's AFTAP is less than 60%, and when the restrictions are lifted.
This document is a template Investment Management Agreement (IMA) between a plan administrator of an employer's qualified pension plan and an investment manager, as defined by ERISA and the Internal Revenue Code.
This online document provides template procedures for retirement plan practitioners to use in order to locate missing participants and beneficiaries of ongoing retirement plans.
This QDIA Notice informs participants of their plan's default investment fund and how their contributions will be invested if they do not make their own investment choices.
This side letter is a template for an ERISA plan fiduciary to invest in an investment fund that meets the DOL 25% test, applicable to private equity and hedge funds structured as limited partnerships.
This side letter is a template for an ERISA plan's investment in a private equity fund or hedge fund, which can be modified for different types of investments and vehicles.
This SAR summarizes a plan's form 5500 and provides a financial statement of the plan, as required by ERISA to notify plan participants and beneficiaries of the filing with the DOL's EBSA.
This document is a template summary of material modifications (SMM) required by ERISA to notify and summarize changes to a retirement plan and its Summary Plan Description (SPD).
This document explains the mid-year reduction or suspension of matching or nonelective contributions to a safe harbor 401(k) plan for participants.
This paragraph describes a template lifetime income illustration required by the SECURE Act to help participants prepare for retirement.
